Lumina Finances

Personal Checking, Savings, Credit Cards, Loans – all designed to work for you.

Our Personal Banking

We offer personal banking products that include savings and transaction facilities such as a bank transaction account, debit cards/EFT, an interest-bearing floating account (savings account), and a fixed interest deposit account for a specific agreed period (certificates of deposit / term deposit), which can vary according to the bank.

  • A combination of current and savings accounts to meet all your banking needs.
  • Complementary accounts that work together to suit each individual’s cash portfolio.
  • Instant access to funds, free day-to-day transactions, and fee-free currency conversion – see individual account pages for details.
  • All personal accounts can have up to four joint account holders, except the Cash Hub Account which allows two.

Manage your personal finances seamlessly on iPhone and iPad.

Full-featured banking app available on all Android devices.

Voice-enabled account queries and transactions via Amazon Alexa.

Get real-time banking notifications and alerts directly in Slack.

Use voice commands to check balances and make transfers.

Connect your account for easy payment requests and customer support.

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OUR APP

Have Questions? Or Download Our App

Our digital banking platform is modern, secure, and fully trustworthy. Use your mobile to make transfers, apply for loans, and manage credit cards – all in one place.

Over 9.2 Million Downloads Worldwide
Google Play App Store